SACCOs & MFIs

Loan reminders that actually get repaid.

Automate loan repayment reminders, deposit confirmations, and meeting notices to every member — instantly.

Automate loan reminders todayWhatsApp us
Free trial — no credit cardSend in Kiswahili or EnglishAll TZ networks
1,000
members
TZS 20,000
/month
< 5 sec
delivery time
99.5%
delivery rate

A SACCO with 1,000 members sending 1 reminder per month spends TZS 20,000 — less than one late payment penalty.

Sample Messages

Ready-to-use SMS templates

Real Kiswahili message samples you can copy and customize for your saccos & mfis

Loan repayment reminder

Before due date
SACCOS

Ukumbusho: Mkopo wako wa Tsh 500,000 una malipo ya Tsh 62,500 inayostahili 28/01. Epuka faini. — [SACCOS]

100 chars · 1 SMSMonthly
Use this template

Deposit confirmation

On deposit
SACCOS

Amana ya Tsh 200,000 imepokelewa leo 15/01. Salio: Tsh 1,450,000. Asante. — [SACCOS]

82 chars · 1 SMSPer transaction
Use this template

AGM / meeting notice

Event schedule
SACCOS

Mkutano mkuu wa mwaka utafanyika 15/03 saa 10 asubuhi, Ukumbi wa Mlimani. Karibuni. — [SACCOS]

95 chars · 1 SMSQuarterly
Use this template

Dividend announcement

Annual cycle
SACCOS

Gawio lako la mwaka 2025 ni Tsh 125,000. Njoo ofisini kuchukua au litapelekwa kwenye akaunti yako. — [SACCOS]

108 chars · 1 SMSAnnually
Use this template

Overdue payment warning

After due date
SACCOS

TAHADHARI: Malipo yako ya mkopo yamechelewa siku 7. Faini ya 2% inaanza 01/02. Lipa leo. — [SACCOS]

98 chars · 1 SMSAs needed
Use this template
Pricing Calculator

Calculate your monthly cost

Adjust the sliders to match your messaging needs

1,000
100100,000
2
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Starter
22 TZS
Growth
20 TZS
Professional
18 TZS
Enterprise
16 TZS
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Custom

Your estimate

Total SMS2,000
Price / SMSTZS 20
Monthly costTZS 40,000
Annual costTZS 480,000
Cost / contact / monthTZS 40

You save TZS 4,000/month vs Starter rate

TZS 48,000 per year

Get this price -- register freeWhatsApp us

Frequently asked questions

Common questions about SMS for saccos & mfis

Yes. Upload your member list, create a template with merge tags for loan amounts and dates, and send to thousands in seconds.

Use our REST API to trigger SMS from your existing system. Send a single API call per message or batch thousands at once.

With API integration, yes. Your system calls our API when a deposit is recorded, and we deliver the SMS instantly.

Two-way SMS is available. Members can reply, and you can view responses in your inbox or receive them via webhook.

Yes. Sakura SMS is TCRA licensed. All messages use registered Sender IDs and comply with Tanzanian regulations.

Still have questions? Chat with us on WhatsApp

Free trial — no credit cardAll TZ networksKiswahili supportCredits never expire

Start reaching your saccos & mfis audience

Create your account in 2 minutes. Fund your wallet. Send your first SMS today. 100 free sandbox messages included.

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